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Infographic: Drug Abuse in the Workplace

Thanks in part to  a drastic increase in prescription narcotic abuse among the public, drug use on the job has also increased — and with alarming effects for employers.

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The following infographic, courtesy of Compliance and Safety, illustrates the magnitude of the problem.

The infographic goes even further by breaking down drug use by industry and company size.

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Employers have options, however, including:

Cavalcade of Risk #165

Jason Shafrin combines Vegas and the start of the NFL season to present this week’s round-up of risk-related bloggery. What’s so unique (and interesting) about this edition is Jason’s use of Vegas-style odds as applied to each post. You can check it out on his blog, Healthcare Economist.

Included are:

  •  Work Comp Roundup how companies can decrease their risk of fraudulent claims through increased surveillance
  •  Workers Comp Insider presents a multimedia look at just how risky it is to get up and go to work every day
  •  Excess Return offers a discussion on how the global and local markets for capital affect interest rates

For even more risk management blogging, head to these sites:

  • Schneier on Security tells readers how the FBI has a database of 12 million Apple UDIDs
  • Claire Wilkinson, of III’s Terms + Conditions blog, writes about continually increasing property/casualty rates
  • The FCPA Blog explains how companies that might be using “conflict minerals” have to perform due diligence, according to the SEC

And for a new, revamped website that can fill all your risk management-related reading needs, click here.

Workers Comp in the NFL

Tom Tupa was an NFL punter from 1988 to 2005. His 17-season career with seven teams ended abruptly on August 19, 2005 during a warm-ups for a preseason game. Tupa punted a ball and immediately fell to the ground complaining of back pain. It was the last time he stepped foot on the field as an NFL player.

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Football is inherently a violent sport; a game wrought with injuries. Players know this and because of the nature of the game, they are very rarely awarded workers compensation benefits. Tupa, as it was recently proved, is an exception.

Yesterday, Maryland’s high court rejected the idea that football injuries should not be considered accidental because of the rough nature of the sport.

Tupa’s injury happened “out of and in the course of (his) employment,” the Maryland Court of Appeals said in its 16-page opinion.

“He was warming up for a game when he landed awkwardly and thereafter sought immediate medical treatment,” Judge John Eldridge wrote in the opinion. “Ample evidence was presented to show that Tupa suffered a compensable accidental injury during the course of his employment.

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The team and insurers argued that Tupa’s injury was not an accidental personal injury within the meaning of Maryland’s workers’ compensation law. The court rejected that argument.

Just two weeks ago it was another story with a another player, however.

Bruce Matthews played for the NFL with several teams for 19 years before retiring from the sport in 2002. In 2008 he filed a workers comp claim in California, stating that he was injured in various locations throughout the state during his career, but failed to specify which injuries occurred in California.

But the state court wasn’t having it.

“He did not allege any specific injury in California or a need for medical services in California,” the ruling reads. “Matthews likewise did not allege in his complaint before the district court that he suffered any discrete injury in California. Nor has he directed us to anything in the record indicating that he tried to prove injury in California, or any burden on the state’s resources.”

The court noted that employees cannot bargain away state minimum labor standards in arbitration or collective bargaining agreements. But it said that argument does not apply in Matthews’ case, because he did not prove that he has a claim under California workers’ comp law.

In addition to potentially increasing workers comp claims, the NFL also has the issue of lawsuits stemming from player concussions. A fight is currently underway between the league and insurers over who will pay to defend the NFL against lawsuits involving more than 2,400 former players.

The NFL remains in hot water and seems to be hemorrhaging money on legal services.

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Will the sport become a safer one? Will the league eventually run out of funds. Both are highly unlikely.

Or are they?

LexisNexis: 10 Myths About Workers Compensation

Recently, LexisNexis published a list of 10 myths relating to workers compensation — an interesting article on a topic that costs companies more money than necessary if not adequately managed. Teaming up with the well-known blog, Work Comp Roundup, LexisNexis compiled several myths and facts from contributors (including yours truly) from different segments of the industry.

The importance of such posts is to not only inform readers of relevant issues, but to also initiate a dialogue between industry peers, further adding to our knowledge of the topic at hand.

So with that in mind, I encourage you to add comments or questions to this unique post.

Here is a rundown of the the first five myths:

  1. Large Discount Networks Are the Key to Success in Workers’ Compensation Managed Care
  2. The Employer’s Role Ends Once the Workers’ Comp Claim Is Paid
  3. Workers’ Compensation Claims Improve With Age
  4. Technology Will Cure All of Our Ills
  5. Because FECA Is So Different From State Workers’ Compensation Systems, Private Sector Case Management Best Practices Won’t Work

For the entire list, click here. Enjoy reading and (hopefully) commenting.