Category Archives: Safety

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Q&A: California Businesses Prepare for the Next Quake

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On October 18, more than 10 million Californians participated in The Great Shakeout to prepare for the next catastrophic earthquake and bring awareness to earthquake preparedness across the state. The United States Geological Survey (USGS) predicts a 99% chance of a magnitude 6.7+ earthquake in the Bay Area within the next 30 years, preparation is essential.

Kate Stillwell is a structural engineer and founder and CEO of Jumpstart, a new earthquake insurance provider which helps families and individuals following a disaster via text. As a business owner and lifelong Californian, Stillwell took part in the Shakeout and shared her experience and insight for earthquake preparedness.

Risk Management Monitor: How difficult is it to get businesses to take part in an event like the Shakeout?

Kate Stillwell: The trick is to make it fun. It only takes a few minutes, and if you can get some good laughs out of it, all the better. Also, for the San Francisco Bay Area, the anniversary of the 1989 Loma Prieta earthquake is always the same week as ShakeOut, so people remember and talk about it around the proverbial water cooler.

RMM: How beneficial is it for them to take part?

KS: It builds muscle memory. You need to know what to do without thinking because you won’t be thinking.  Just as important is that the drill strikes up a conversation about other ways to get prepared, not just at work, but at home, too.

RMM: What did you take away from this year’s event?

KS: We got a great video of ourselves and since we’re in a co-working space, we did it in front of all the other startups, which reminded them they need to practice and get prepared, too. 

RMM: What are some commonalities that small, medium and large businesses share when preparing for earthquakes?

KS: Businesses of all sizes must keep their employees safe. Employees need to know how to react, to “Drop, cover, and hold on,” like we emphasize during the ShakeOut, and to climb under desks or other sturdy objects and stay put. Businesses also generally face the challenge of convincing employees to take preparation seriously and review preparedness plans, that’s why national events like the Great ShakeOut are such an effective tool.

RMM: How do small, medium and large businesses differ when preparing?

KS: Small businesses have the advantage of all co-workers knowing one another and being able to physically look out for each other in the event of a disaster. For homeowners, we always say that neighbors are the people you’ll rely on in the event of a disaster, and it really is similar at work. Colleagues are able to look out for each other in the event of an earthquake, and this is much easier for smaller teams. In a larger business, you can replicate these positive effects by grouping people by team.

RMM: How have preparedness plans changed in recent years? What significant improvements, if any, have you noticed or instituted?

KS: The rapid development and improvement of earthquake sensor networks have been the most significant improvement in earthquake preparedness recently. The USGS ShakeAlert system began Phase 1 operations just a couple days ago, providing hospitals, transit systems, and other institutions the earliest possible earthquake warnings so they can initiate life-saving operations. It’s not enough time to evacuate a building, but it is enough time to stop the elevators and open the doors, so people don’t get trapped. These kinds of full-system improvements are making huge strides in helping us prepare and stay one step ahead of the next big earthquake.

RMM: What are some difficulties California businesses – or businesses with operations there – face, that differ from those in other high-risk areas?

KS: One of the biggest factors is downtime. There are so many externalities outside of a business’ control, which affect how soon an operation can get back up and running. The prudent approach for a business with operations in California is to locate any operations requiring continuous uptime, such as out-of-state data centers. Also, consider designating a secondary location for executive operations until the home facilities can be occupied.

RMM: What are the most effective safety drills businesses can perform?

KS: No matter what type of emergency, a really important drill is to practice an alternative chain of command with a command-and-control style of making decisions.  This is so foreign to the normal style of making decisions. In emergency situations, the best person to be in the “command” position is usually not the day-to-day business leaders; it’s someone with emergency response training.

Visit here for more information about Jumpstart.

Deer Collisions Drop Slightly, But Accident Costs Still Rise

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With fall in full swing and holidays on the horizon, new information about animal collisions on the road have been made available for employers and employees.

State Farm’s 16th annual deer-vehicle collision study indicates that overall in the U.S., drivers had a 1-in-167 chance of having a crash with a deer, elk, moose or caribou.

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This is a five-point drop from last year when the national odds were 1-in-162.

What’s more, State Farm reports that the national per claim average rose for the second year in a row to $4,341 from $4,179 during 2016-17.

The chance of hitting a deer, or another large animal, doubles in the fall. The months with the most claims are November, October and December, in that order.
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Some tips for avoiding animal crashes include:

  • Slow down, particularly at dusk and dawn.
  • If you see one deer, be prepared for more deer to cross the road.
  • Brake if you can, but avoid swerving.
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    This can result in a more severe crash.

  • Avoid distractions. Devices or eating might cause you to miss seeing an animal.
  • Do not rely on products such as deer whistles. They are not proven effective.

Additional Autumn Road Hazards

The modest drop in deer collisions doesn’t mean the risk isn’t still prevalent. In its Fall 2018 Seasonal Smarts Digest, Farmers Insurance identified collisions with animals as the top seasonal hazard for drivers between September and November over a five-year period. Collisions with cyclists and multiple vehicle chain collisions followed closely behind as the top types during fall months.

“If you do find yourself in a situation involving a potential collision with deer or other animals this fall, try to stay the course,” said Jim Taylor, head of claims customer experience for Farmers Insurance. “Believe it or not, it may be safer for you and other vehicles on the road to remain calm and stay the course rather than swerving at high speeds in an attempt to avoid the animal.

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Inadequate Emergency System Contributes to Indonesia’s Rising Death Toll Following Earthquake and Tsunami

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The death toll on Indonesia’s island of Sulawesi has risen to 1,200 as of this morning, in the aftermath of a 7.5 magnitude earthquake on Friday and the tsunami that followed. As emergency crews still lead efforts to locate and save victims and clear debris, officials warn that the number of casualties could rise further.

The current warning system is comprised of tidal gauge stations augmented by land-based seismographs, sirens in about 55 locations and a system to disseminate warnings by text message. Time reported that the country had not updated its emergency notification systems (ENS) following the 2004 tsunami that devastated the region, due in part to lack of funding. According to Time:

The high-tech system of seafloor sensors, data-laden sound waves and fiber-optic cable was meant to replace a system set up after an earthquake and tsunami killed nearly 250,000 people in the region in 2004. But inter-agency wrangling and delays in getting just 1 billion rupiah ($69,000) to complete the project mean the system hasn’t moved beyond a prototype developed with $3 million from the U.S. National Science Foundation.

Analysts say that a proper ENS would have provided earlier warnings of the disasters and may have prevented some of the casualties.

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At the time of impact, the country was already dealing with the fallout of major seismic activity in the region. Within the span of about a week in late July and early August, the Indonesian resort island of Lombok was the site of intense earthquakes that killed hundreds, displaced hundreds of thousands and destroyed more than 13,000 houses.

Indonesia is prone to earthquakes because of the country’s location in the “Ring of Fire,” the arc of volcanoes and active fault lines in the Pacific Basin.

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Sutopo Purow Nugroho, a National Disaster Mitigation Agency spokesman, said communications with the earthquake-stricken region were disrupted.

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“Our early estimation, based on experience, is that it caused widespread damage, beginning from Palu northward to Donggala,” he told MetroTV.

It seems as though social media will have to play a more central role in alerting the public of new disasters. This morning, Indonesia’s Meteorological, Climatological and Geophysical Agency (BMKG) tweeted a new alert of a 5.0 magnitude quake near the North Central Timor Regency in East Nusa Tengarra – an Indonesian province – that could potentially lead to a tsunami.

Terror Attacks Hit Five-Year Worldwide Low

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There is some good news for international travelers: Terror attacks and casualties continue to decline worldwide. New information released by the U.S. State Department last week found that there has been a 23% drop in attacks from 2016 to 2017 and a 27.

1% drop in victims killed in the same one-year period.

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According to Statista, the number of incidents dropped to 8,584 and deaths to 18,753. Seventy percent of those fatalities were concentrated in five war-torn countries: Afghanistan, Iraq, Nigeria, Somalia and Syria.

Statista reported:

President Trump is doubling down on this tough stance, which is part of a wider pivot happening across the State Department [and] the Bureau moving away from a decades-long focus on fighting foreign extremist groups to concentrating on state adversaries.

The focus on Iran echoes sentiments from the State Department, which last week published a report warning of Iran’s illegal and destructive activities:

In addition to its support of proxies and terrorist groups abroad, Iran also harbors terrorists within its own borders, thereby facilitating their activities. Iran continues to allow Al Qaeda operatives to reside in Iran, where they have been able to move money and fighters to South Asia and Syria.