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New Research Reveals Some Gulf Coast Property Elevation Levels to Be Dangerously Low

As Claire Wilkinson of the III brought to my attention the other day, a new study from the Institute for Business & Home Safety has revealed some disturbing realities about how vulnerable the Gulf Coast remains to flood risk. The study details the destruction that Hurricane Ike cause last year.

According to the report:

it is possible to build homes that can withstand extreme hurricane conditions, but also points out that steps must be taken to improve building standards and products in order to better protect coastal properties. The key findings and recommendations stemming from the research conducted by the IBHS engineering team are supported in the following pages through examples of construction failures and successes and comparisons between building code-plus and traditional construction techniques. The research also led to recommendations for strengthening the built environment through public policy and building code changes.

Three specific proclamations are also laid out: (1) Current elevation requirements in surge-prone areas are not high enough, (2) new research is needed to assess actual performance of roofing products and systems in order to improve material production and installation specifications, ad (3) Water intrusion must be better managed – through a combination of structural improvements and more realistic testing.

Claire succinctly offers some more insight into the report’s results:

As well as providing flood insurance, the NFIP establishes base flood elevation (BFE) levels for properties. All but a handful of properties located closest to the coast on the Bolivar Peninsula, Texas and even built to the highest elevation requirements, were washed away during Hurricane Ike. By contrast, the study found that 10 homes on the Bolivar Peninsula designed and built under the IBHS Fortified…for safer living program, survived the storm with minor damage. The Fortified homes had outdoor decks at 18 feet that were destroyed, but the homes themselves which were elevated to 26 feet, survived. According to IBHS, most homes in coastal areas are built to or slightly above 100-year BFEs.

Hopefully, these structures will not be tested with hurricane-force winds and storm surges this hurricane season. Still, such findings make it all the more necessary for those on the Gulf Coast — including businesses, legislators, regulators, engineers and scientists — to remain vigilant and continually strive for better protection.

Hurricane Ike Study

Storm Summary 7

Welcome to the fifth “Storm Summary” post of the hurricane season.

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Each Friday from now until the official end of the season (November 30) I will post an update on past and present storms, like the following:

NAME PEAK STATUS DATE LOCATION DAMAGE
Andres Cat. 1 6/23 to 6/24 Southeast Pacific Moderate damage
Carlos Cat. 2 7/10 to 7/16 East Pacific None 
Felicia Cat.  4 8/3 to 8/11 East Pacific None 
Guillermo Cat. 3 8/12 to 8/19 East Pacific None 
Bill Cat. 4 8/15 to 8/24 Mid Atlantic  No major damage
Fred Cat. 3 9/8 to present South Atlantic None 

Hurricane Fred developed into a category 3 storm early this morning. It remains active about 745 miles west of the Cape Verde islands and poses no immediate threat the the United States.

Though the Atlantic has only seen three named storms, the waters of the Pacific are seeing constant activity, due, in part, to El Niño, which is “the periodic warming of central and eastern tropical Pacific waters [that] occurs on average every two to five years and typically lasts about 12 months.” Although most people think of this phenomenon in negative terms for the damage it can spur on the West Coast, it is actually beneficial to the East Coast/Gulf Coast in the sense that warmer waters in the Pacific usually create conditions that suppress Atlantic hurricanes.

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Why exactly this occurs is not something I’m qualified to explain but, as I recall, it has something to do with warm and cool air mixing in a different way and creating a “wind shear” that helps prevent storms from developing. The International Research Institute for Climate and Society can probably explain it better.

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For constant, up-to-date storm information, visit NOAA. And for breaking information on the insured losses the storms create, check out the Insurance Information Institute and theInsurance Services Office.

Most importantly, don’t forget to check back next Friday for our eighth “Storm Summary” installment.

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Storm Summary 6

Welcome to the fifth “Storm Summary” post of the hurricane season.

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Each Friday from now until the official end of the season (November 30) I will post an update on past and present storms, like the following:

NAME PEAK STATUS DATE LOCATION DAMAGE
Ana TD 28-May Mid Atlantic None
Blanca TS 7/6 to 7/8 East Pacific None
Carlos Cat. 1 7/10 to 7/16 East Pacific None
Dolores TS 7/15 to 7/17 East Pacific None
Enrique TS 8/4 to 8/7 East Pacific None
Felicia Cat.  4 8/3 to 8/11 East Pacific None
Guillermo Cat. 3 8/12 to 8/19 East Pacific None
Bill Cat. 4 8/15 to 8/24 Mid Atlantic No major damage
Claudette TS 8/16 to 8/18 Gulf of Mexico No major damage
Danny TS 8/26 to present Mid Atlantic None

Tropical Storm Danny is on everyone’s radar as the well-developed storm hugs the eastern seaboard, with its current path projecting a rare New England landfall. The last major storm to hit the northern United States was Hurricane Hanna in 2008, which wreaked havoc with major flooding in Westchester County, New York. The storm also knocked out power to 32,000 on Long Island.

A tropical storm watch remains in effect for the North Carolina coast.

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Though the Atlantic has only seen three named storms, the waters of the Pacific are seeing constant activity, due, in part, to El Niño, which is “the periodic warming of central and eastern tropical Pacific waters [that] occurs on average every two to five years and typically lasts about 12 months.” Although most people think of this phenomenon in negative terms for the damage it can spur on the West Coast, it is actually beneficial to the East Coast/Gulf Coast in the sense that warmer waters in the Pacific usually create conditions that suppress Atlantic hurricanes. Why exactly this occurs is not something I’m qualified to explain but, as I recall, it has something to do with warm and cool air mixing in a different way and creating a “wind shear” that helps prevent storms from developing.

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The International Research Institute for Climate and Society can probably explain it better.

For constant, up-to-date storm information, visit NOAA. And for breaking information on the insured losses the storms create, check out the Insurance Information Institute and the Insurance Services Office.

Most importantly, don’t forget to check back next Friday for our seventh “Storm Summary” installment.

Hurricane Bill Claims Two Lives

The relentless Hurricane Bill has claimed two lives though it never even made landfall.

A 7-year-old girl died after a large wave, produced by Hurricane Bill, knocked her and two others into the Atlantic Ocean off Maine’s Acadia National Park. The Coast Guard was able to rescue all three, but the young girl later died in the hospital.

In Florida, a 54-year-old man drowned in the harsh waters, caused by the hurricane, off New Smyrna Beach.

The storm is also being blamed for the hospitalization of nine others in the U.S. and power failure to more than 23,000 homes and businesses in Nova Scotia.

Bill was downgraded from a to Tropical Storm status early this morning, with winds near 70 mph. The National Hurricane Center has stated that Bill has lost its “tropical characteristics” and the center does not predict any further damage to be created by the storm. According to the Insurance Information Institute:

Over the 20-year period 1988 to 2007, hurricanes and tropical storms made up 45.6 percent of total catastrophe losses.

Though the eastern coast of Canada is not as popular a destination as the coastline of Florida for hurricane landfalls, the area has surely seen its share of hurricane activity, including the following, more recent storms:

  • September 15, 1996 — Hurricane Hortense was the first hurricane to directly strike Nova Scotia since Hurricane Blanche in 1975. Hortense made landfall as a category 1 storm and caused $3 million in damage.
  • September 29, 2003 — Hurricane Juan, which is sometimes considered Atlantic Canada’s most widely destructive hurricane in more than a century, ripped through the coast of Nova Scotia. The storm killed 8 and caused more than $200 million in damage.
  • September 28, 2008 — Hurricane Kyle made landfall in Nova Scotia as a category 1 hurricane, causing power outages to 40,000 and $9 million in damage. 

As always, we will keep an eye on all storm activity in both the Atlantic and the Pacific. Check back each Friday for our Storm Summary series.