About Emily Holbrook

Emily Holbrook is a former editor of the Risk Management Monitor and Risk Management magazine. You can read more of her writing at EmilyHolbrook.com.
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Superbugs in Your Supermarket Chicken

The use of antibiotics in animal feed has been widely publicized in recent years, with studies presenting alarming evidence of the amounts and types of drugs used and their effect on consumers. A new study, however, sheds an even more alarming light on the situation.

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Canada’s CBC TV recently launched an investigation, which found that a whopping two-thirds of samples of chicken found at major grocery stores in some of Canada’s biggest cities has bacteria resistant to at least one antibiotic.

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As the study asserts, this is not unusual. What frightened researchers was the fact that some of the bacteria found were resistant to six, seven or eight different types of antibiotics.

“This is the most worrisome study I’ve seen of its kind,” said Rick Smith, the head of Environmental Defence, a consumer advocacy group.

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But, as Wired science blogger Maryn McKenna points, out, this is not a problem with only Canadian meat, it is a worldwide problem. She points to an annual report published by the U.S. Food and Drug Administration, which “monitors the prevalence of antimicrobial resistance among foodborne bacteria, specifically, Salmonella, Campylobacter, Enterococcus and Escherichia coli.” Their findings are not far off from those of Canada’s CBC TV.

The following is just one chart from the report showing the prevalence of resistant bacteria in store-bought meats:


The problem for us humans lies in the fact that routine use of antibiotics on farms contributes to the surge in antibiotic-resistant infections among people. And, as Grist writer, Tom Philpott points out, “MRSA — an antibiotic-resistant staph infection — now kills more Americans than AIDS.”

This topic seems to be of little concern to the FDA, and seems even less worrisome to the CDC. So if the two organizations that are supposed to fight for food safety and disease control and prevention are putting forth little, if any, effort, who will protect us?

Australian Disasters: The Reinsurers Hit Hardest

Beginning December 2010, a series of floods devastated the Australian state of Queensland, three-quarters of which was declared a disaster zone. The latest reports claim the floods killed 35, affected at least 70 towns and cost insurers more than $2 billion, with Cyclone Yasi possibly costing another $500 to $800 million, according to the Insurance Council of Australia.

Karl Sullivan, the council’s general manager of risk and disaster has said insurance companies have received 73,000 claims for the Queensland floods and Cyclone Yasi combined. The following is a list of the insurers most affected by Australian catastrophes (estimates):

Munich Re: The reinsurer was hit hardest with claims totaling $365 million. The company’s fourth quarter profit declined 38% due to the Australian floods plus other costly losses. Munich Re was hit in 2010 by the Chile earthquake (claims of $1 billion) and also affected by September’s earthquake in New Zealand (claims of $460 million).

Chief Financial Officer Joerg Schneider said that “despite weighty major losses, which also affected us at the end of the year, we are presenting a good result.”

Partner Re: The Pembroke, Bermuda-based company announced yesterday that they expect losses of between $80 and $100 million due to the floods and storms that hit Australia. Furthermore, it has stated that its 2010 profits have been dented due to the back-to-back natural disasters.

XL Group: The company has seen first quarter losses of $75 to $95 million related to Australian floods. The company, however, beat Wall Street expectations for quarterly operating profit, due mostly to higher premiums from its property/casualty segment.

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Hanover Re: The reinsurer, the world’s third largest, is expecting losses of $56 to $100 million from Australia’s natural disasters. The company is optimistic after negotiating better-than-expected renewal rates, however.

“For 2011 we see sufficient opportunities for selective profitable growth,” Ulrich Wallin, chief executive officer of the Hanover, Germany-based reinsurer, told reporters during a briefing at the company’s headquarters. “We shall concentrate on segments where prices are rising or where they adequately reflect the risks.”

Transatlantic Holdings: The company expects catastrophe losses to come in between $50 million and $100 million due to the Australian weather events. Like others, the company remains optimistic about future earnings growth.

“We achieved strong earnings for the quarter and year despite an elevated level of industry catastrophe loss activity. Book value per share increased 13% in the last twelve months and 43% since the end of 2008.

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Net operating cash inflows totaled .

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1 billion in 2010,” said Robert F. Orlich, President and Chief Executive Officer.

More iPhones, More Data Threats

As the Verizon iPhone comes to market in retail stores across the nation today, hundreds of thousands (maybe millions) of mobile phone users will switch to iPhone 4 now that AT&T’s exclusive contract with Apple is a thing of the past. But this presents problems, lots of problems. The iPhone is not known for its steel cage-like security features, and numerous security breaches that have compromised iPhone user passwords and data have been documented. So with more and more iPhone users, the risk of personal data breaches increases.

With that in mind, here are a few suggestions of how to secure just about any Apple mobile device:

  • The first and most essential step is to enable a passcode. Always set “simple passcode” to off and create a longer, more secure passcode.
  • Set “erase data” to ON. This will automatically erase all data after 10 failed passcode attempts.
  • If you must store sensitive personal info such as credit card details, you should encrypt such info. You can download the Keeper Password and Data Vault app to do such a thing.
  • Several security firms offer apps that give you the ability to monitor virus threats on your iPhone in real-time, including Symantec, Cisco SIO To Go and Threatpost. All are free of charge.
  • For file encryption, there is Folder Lock or iDiscrete. Both enable users to transfer files to their iPhone from a PC or Mac and are designed to safeguard a wide variety of file types.
  • For those looking to monitor feeds from surveillance cameras (IP and CCTV cameras), there is the iCam Viewer, which allows the user to view up to eight feeds at once and is simple to operate.

If we need more convincing that mobile data threats are a real risk, McAfee just released their fourth quarter 2010 threat report, which revealed a steady growth of threats to mobile platforms.

“Our Q4 Threats Report shows that cybercriminals are keeping tabs on what’s popular, and what will have the biggest impact from the smallest effort,” said Vincent Weafer, senior vice president of McAfee Labs. “In the past few quarters, malware trends have been very similar in different geographies, but in the last quarter we’ve seen a significant shift in various regions, showing that cybercriminals are tapped in to trends worldwide. McAfee Labs also sees the direct correlation between device popularity and cybercriminal activity, a trend we expect to surge in 2011.”

There will (hopefully) be an app for that.

Super Bowl: A Game of Risk

The most-watched sporting event of the year is upon us. This Sunday, the Packers will take on the Steelers in a battle of brawn. But such a large event undoubtedly poses serious risks to everyone in attendance, including vendors, teams and spectators. To understand how the NFL and the stadium handle such threats, I contacted Chris Rogers, director of risk control for Aon Risk Solutions’ national entertainment group with a few questions.

RM: For an event the size of the Super Bowl, there are bound to be concerns regarding the safety of fans, vendors and the facilities used. How does the NFL and Cowboys Stadium go about protecting these assets?

Chris Rogers: As with any event of this nature, the sponsors and promoters are very concerned with fan and participant safety. All responsible organizations spend a large amount of time in the planning and preparation phases necessary to put on such a grand event. Safety and security will be at the forefront of all deliberations during decision-making times. These plans and preparations will have begun virtually the same day that it was announced when and where the Super Bowl would be played and continues right up to, and during, the game itself.

Today, most of these plans will follow the basic outline of the National Incident Management System (NIMS) and their model of Incident Command Structure (ICS), which provides for a structured approach to coordinating all the various entities that will be involved. Using this system, risk and threat assessments will be completed that attempt to identify what threats may be posed and how best to eliminate or mitigate them. These plans will also incorporate the training needed by safety and security personnel working the event.

RM: Does the league or the stadium incorporate weather policies and procedures into the overall emergency planning process. If so, how?

CR: Weather is a large factor in the planning and preparation process. Using historical data and assistance from public and private weather services, various scenarios will be mapped out and preparations will be made for response personnel. These plans would include situations before the game as well as during. Plans will also be reviewed regarding “Sheltering-In-Place” procedures should that be required.

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Weather-trained experts will be on site during the game for immediate consultation and assistance.

RM: What types of events could cause a cancellation of the game? How would that be managed?

CR: The events that might be cause for an event of this nature to be canceled would include: severe weather situations (lightning, earthquake, flooding, tornadoes, etc), civil disorder, major fire, terrorist attack, structural collapse, major news events (assassination of a political figure, outbreak of war), as well as pandemic illness (SARS, flu, etc.).

Each of these situations will have to be addressed by risk and security personnel to determine how likely the event might be as well as how severe it might be. In other words, they will conduct a risk assessment for each during which they will address the likelihood of occurrence and how well prepared they are to handle such a situation as well as what the consequences might be if the event occurs. After this assessment, they will begin to decrease their vulnerability by outlining current controls and capabilities as well as a plan for reducing those vulnerabilities wherever they can. These reductions could involve the “hardening” of the venue with new barriers (additional perimeter fencing, additional security personnel, additional lighting, etc.) as well as implementing new restrictions on deliveries and access to the venue or providing additional training for staff and response personnel.

Another aspect of this will be who will be responsible for deciding when and if a cancellation is needed. This will be decided well beforehand and would include procedures for advising all participants that a cancellation is in effect. These procedures will obviously vary depending upon when the decision is made (before the event, just prior to the event or during the event) as each will have unique challenges associated with it.

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RM: How does the stadium work to prevent possible terrorist attacks. What types of security measures are taken inside and outside of the stadium?

CR: The potential for a terrorist attack is an ongoing threat that any stadium hosting an event must be prepared for. For several years now, large public assembly venues have been “hardening” themselves as a target in order to discourage an attack or at least make it as difficult as possible for someone to do harm. This hardening includes structural changes (additional barriers, increased security patrols, new access control systems, closed circuit TVs, etc.) along with procedural changes (employee and vendor background checks, training, delivery appointments, etc.).

There will also be many meetings with law enforcement agencies to review any known or suspected threats. Pictures of any known threats will be circulated and discussions held regarding possible scenarios that might be an issue. And if the event should be designated as a Special Security Event (SSE), additional military and government personnel and capabilities will be made available as well.

RM: Who do you think will win? Why?

CR: As for who will win, GO PACKERS. As for why, because they have a quarterback with a great last name (even though he spells it differently).

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