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2011 Sets Record for First-Half Catastrophe Losses

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This year has been truly disastrous for nearly all parts of the globe.

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The Japan tragedy. New Zealand quakes. Midwest tornadoes. Flooding everywhere.

Mother Nature has been relentless.

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So much so that in terms of both overall economic losses and insured losses, the first six months of 2011 have set a record for the most damage, according to Munich Re. The company tallies the overall losses at $265 billion with insurers being on the hook for $60 billion of that.

Both are unprecedented (with the insured loss number being nearly five times the average first-half total since 2001) and the $265 billion worth of carnage is not just the most ever for six months — it’s more than any other yearly total. Based largely on the destruction of Hurricane Katrina, 2005 was the previous worts loss year with about $220 billion.